Learn more about how to lower or reduce your homeowner insurance and save big with cheap and affordable policies. Lowering the cost of your homeowner insurance policy would be one of the smartest things to do. By so doing, it would help you save money problems as you channel your finances to other areas of your life. 1. Compare different providers before choosing to buy One of the smartest ways to lower your home insurance policy today is by checking and comparing between different providers. What I mean is, you should not just focus on one provider. You can purchase a plan from any provider without the need for relying on the one you've already known, especially your bank. 2. Choose annual payments By choosing an annual payment plan, you increase the chance of reducing your home policy in the long range. 3. Ensure your occupation is clearly stated on your policy One of the areas that can help lower your homeowner insurance policy is stating the type of job or occupation. This is b...